Habitat Homeowners' Thoughts related to experiences on the Pathway to Habitat Homeownership
Through its homeownership and financial management education classes the Greater Indy Habitat affiliate helped to remove barriers to homeownership.
Of those Habitat Homeowners who participated in the study, the three top barriers preventing homeownership were:
Through this program one of the life goals the Habitat Homeowners could achieve was homeownership. They were specifically asked how being a Habitat Homeowner helped them overcome barriers to homeownership. Habitat Homeowners responded that participating in the process assisted with overcoming barriers to homeownership through: 1) assisting in loan applications; 2) teaching the importance of good credit; and 3) providing affordable mortgage payments for families. One participant said the experience opened her eyes to more possibilities in life. Many of the Habitat Homeowners praised the financial education component of the process, specifically assistance, with improving their credit and income. Habitat Homeowners also liked the homeownership classes which helped them better understand the process.
- Lack of Credit/Poor Credit History (25.0%)
- Lack of Information/Understanding of the Homeownership Process (34.3%)
- Lack of Money for Down Payment (31.5%)
Through this program one of the life goals the Habitat Homeowners could achieve was homeownership. They were specifically asked how being a Habitat Homeowner helped them overcome barriers to homeownership. Habitat Homeowners responded that participating in the process assisted with overcoming barriers to homeownership through: 1) assisting in loan applications; 2) teaching the importance of good credit; and 3) providing affordable mortgage payments for families. One participant said the experience opened her eyes to more possibilities in life. Many of the Habitat Homeowners praised the financial education component of the process, specifically assistance, with improving their credit and income. Habitat Homeowners also liked the homeownership classes which helped them better understand the process.
The most positive thing about the application process was being able to attend the homeownership classes. They gave better, clearer understanding on what to expect as a homeowner; from financial services to the overall general support, building process, ongoing services, and being a part of the community and learning how to be a part of the community.”
Habitat Homeowners held a positive view of their experiences with the Greater Indy Habitat affiliate and plan on remaining in their current Habitat home.
Feelings about the Greater Indy Habitat Affiliate
The Habitat Homeowners were asked to give three words that come to mind when describing their feelings about the Habitat Indy affiliate and all of them provided positive feedback describing the Habitat affiliate as helpful, easy, affordable, and a godsend. For example, participants’ state:
The Habitat Homeowners were asked to give three words that come to mind when describing their feelings about the Habitat Indy affiliate and all of them provided positive feedback describing the Habitat affiliate as helpful, easy, affordable, and a godsend. For example, participants’ state:
Habitat Indy affiliate is the greatest company ever!”
Habitat Indy affiliate is amazing, a blessing, and generous.”
Habitat Indy affiliate offered a great education and experience.”
Homeowners Thoughts on Tenure
FIGURE 3. Q. How long have you lived in your Habitat home?
Source: Sagamore Institute. Greater Indy Habitat for Humanity Survey Data
Analysis SPSS Report (28 July 2017). |
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FIGURE 4. How long do you plan to remain in your current home?
Source: Sagamore Institute. Greater Indy Habitat for Humanity Survey Data
Analysis SPSS Report (28 July 2017). |
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FIGURE 5. Crosstab of tenure and plans to stay.
Source: Sagamore Institute. Greater Indy Habitat for Humanity Survey Data
Analysis SPSS Report (28 July 2017). |